Trucking Insurance Coverages | HDVI
Trucking Insurance Coverages
Comprehensive, flexible commercial auto insurance
HDVI gives trucking companies broad coverage, flexible payment terms, enhanced coverage forms, and never any hidden fees. Fleets get the insurance they need and peace of mind knowing their business is safe.
Primary coverage options
Auto Liability
Covers injury and property damage to other parties when our customers are at fault for an accident.
- $1M limit with deductible options
- Deductibles up to $100k
Physical Damage
Covers our customers’ assets when their driver is at fault in a collision or rollover.
- Combined deductibles up to $10k
- Towing buy-ups
- Enhanced physical damage
- GAP coverage
Motor Truck Cargo
Covers freight hauled by our customers in case of damage due to collision, fire, rollover, striking of load, or other conditions.
- Combined deductible up to $10k
- Enhanced cargo
Trucker's General Liability
Covers injuries and property damage caused through business activities not directly related to driving a motor vehicle.
- Additional insured
- Waiver of subrogation
- Others available
TRUCKER'S GENERAL LIABILITY DETAILS
Flexible payment structures
Mileage reporting
- Down to 5 unit fleets
- Pay per mile with no minimum (subject to eligibility)
- Letters of credit accepted for deposits
Scheduled unit
- Interest free installment plans
- Low down payments
A rock-solid foundation of coverage your truck fleet can trust
HDVI policies are written on A.M. Best A- rated paper with re-insurance provided by an A+ global reinsurer.