Truckers General Liability Insurance

Truckers general liability insurance for injuries and damages from business activity other than driving a truck

About HDVI's truckers general liability coverage

A truckers general liability policy covers injuries and damages that are caused as a result of business activity other than driving a truck. This can include slip and fall incidents, non-driving activities performed by drivers at customer premises such as loading or unloading, libel and slander, and other exposures.

HDVI’s truckers general liability is a form of insurance only available to trucking firms, and can only be purchased when packaged with our auto liability coverage.

Truckers general liability insurance provides the following coverage

• Bodily injury and property damage liability
• Personal injury liability
• Advertising injury liability
• Medical payments
• Products-completed operations
• Damage to premises rented to you (7 days or fewer)

Truckers general liability policy coverage details

Coverage limits

• Premises and Operations limit: up to $1,000,000 per occurrence; $2,000,000 aggregate
• Stop Gap limit: subject to occurrence and aggregate limit

Ineligible operations

A number of operations may be ineligible for HDVI’s truckers general liability coverage. Please check with your agent or with HDVI for a full list of exclusions. These include:

• Not for-hire operations
• Companies with revenue generating operations other than trucking for-hire including but not limited to:
  • Companies with truck washes
  • Companies with farming operations
  • Companies with major warehouse exposures
  • Companies who operate any type of lift
  • Tanker operations