Commercial Vehicle Auto Liability Insurance

Auto liability insurance for bodily injury, property damage, and more

About HDVI’s commercial vehicle auto liability coverage

All commercial vehicles and their drivers must be covered by liability insurance.

Auto liability insurance comprises both bodily injury and physical damage coverage, which are triggered when you (or your driver) are at fault for an accident. Sub-coverages can be purchased to tailor the coverage to your specific needs. AL deductibles can be included, which will decrease monthly premiums since you are accepting more financial responsibility.

Auto liability coverage details

Bodily Injury and Physical Damage

• Limit: $1M CSL
• Form: ISO MCCF
• Deductibles: $1000-100,000
• Symbols: 11 and 67
• Broadened pollution included

Sub-coverages

• Uninsured Motorist/Under-insured Motorist: limit up to $250k or state minimum default
• Medical Payments coverage: $5k limit
• Personal Injury Protection: limit is the state minimum
• Hired Auto*: symbol 68
• Non-Owned**: symbol 71

Notable exclusions

• Users of Trailers
• Punitive Damages
• Explosives
• Nuclear Energy

*$1k-$100k; limited options based on fleet size and UW discretion

**only offered for if-any basis / contractual requirement