# Best-in-class coverage

## Insurance at its finest

With broad coverage, flexible payment terms, enhanced coverage forms, and never any hidden fees, you get the coverage you need and peace of mind knowing your business is safe.

## Highest quality insurance

• Auto liability

## Core

## Enhanced

• Cargo  
• Physical damage  
• Trucker’s general liability

## Additional

• Hired auto  
• Non-owned  
• Trailer interchange  
• Non-owned trailer

## Flexible payment structures

## Transparent payment terms guarantee there are never any hidden fees

## Mileage reporting

• Pay per mile  
• No minimum (subject to eligibility)  
• Letters of credit accepted for deposits

## Scheduled unit

• Interest free installment plans  
• Low down payments

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## Broad coverage is at the core

**Auto**  
**liability**

• Limits up to $1 million  
• Deductibles available ($1k-100k)  
• Uninsured/underinsured motorist

**Physical**  
**damage**

• Fast federal and state motor carrier filings - BMC 91x, Form E, and OS-32 available

**Cargo**

• Loss of use, electronic and misc. equipment, personal affects, downtime  
• GAP coverage available

**Truckers**  
**general liability**

• Limits up to $1 million per occurrence or $2 million per policy period  
• Coverage options: refrigeration breakdown, temperature control, named shipper, enhanced coverages

**Supplemental**  
**endorsements**

# Premium service and support

**HDVI’s superior claims and support ensure maximum cost savings**

## Reliable claims services

Managing claims to the best possible outcome.

• 24/7 claims reporting  
• Experienced trucking adjusters  
• Claims number provided to customers same day when reported within business hours  
• Direct access to U.S. based support team and constant contact with assigned claims professional  
• Emergency response team at point of accident and available for post-incident fact gathering

## Hands-on support

Dedicated Fleet Services Representative helps fleet reduce cost and risk.

Consultation on:

• Best practices  
• Safety and compliance  
• Telematics analytics and actionable insights