HDVI Datasheet Insurance Jan2023 compressed.pdf

Best-in-class coverage

Insurance at its finest

With broad coverage, flexible payment terms, enhanced coverage forms, and never any hidden fees, you get the coverage you need and peace of mind knowing your business is safe.

Highest quality insurance

• Auto liability

Core

Enhanced

• Cargo
• Physical damage
• Trucker’s general liability

Additional

• Hired auto
• Non-owned
• Trailer interchange
• Non-owned trailer

Flexible payment structures

Transparent payment terms guarantee there are never any hidden fees

Mileage reporting

• Pay per mile
• No minimum (subject to eligibility)
• Letters of credit accepted for deposits

Scheduled unit

• Interest free installment plans
• Low down payments


Broad coverage is at the core

Auto
liability

• Limits up to $1 million
• Deductibles available ($1k-100k)
• Uninsured/underinsured motorist

Physical
damage

• Fast federal and state motor carrier filings - BMC 91x, Form E, and OS-32 available

Cargo

• Loss of use, electronic and misc. equipment, personal affects, downtime
• GAP coverage available

Truckers
general liability

• Limits up to $1 million per occurrence or $2 million per policy period
• Coverage options: refrigeration breakdown, temperature control, named shipper, enhanced coverages

Supplemental
endorsements

Premium service and support

HDVI’s superior claims and support ensure maximum cost savings

Reliable claims services

Managing claims to the best possible outcome.

• 24/7 claims reporting
• Experienced trucking adjusters
• Claims number provided to customers same day when reported within business hours
• Direct access to U.S. based support team and constant contact with assigned claims professional
• Emergency response team at point of accident and available for post-incident fact gathering

Hands-on support

Dedicated Fleet Services Representative helps fleet reduce cost and risk.

Consultation on:

• Best practices
• Safety and compliance
• Telematics analytics and actionable insights