# Truckers General Liability Insurance

## Truckers general liability insurance for injuries and damages from business activity other than driving a truck

## About HDVI's truckers general liability coverage

A truckers general liability policy covers injuries and damages that are caused as a result of business activity other than driving a truck. This can include slip and fall incidents, non-driving activities performed by drivers at customer premises such as loading or unloading, libel and slander, and other exposures.

HDVI’s truckers general liability is a form of insurance only available to trucking firms, and can only be purchased when packaged with our auto liability coverage.

### Truckers general liability insurance provides the following coverage

- Bodily injury and property damage liability
- Personal injury liability
- Advertising injury liability
- Medical payments
- Products-completed operations
- Damage to premises rented to you (7 days or fewer)

## Truckers general liability policy coverage details

### Coverage limits

- Premises and Operations limit: up to $1,000,000 per occurrence; $2,000,000 aggregate
- Stop Gap limit: subject to occurrence and aggregate limit

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### Ineligible operations

A number of operations may be ineligible for HDVI’s truckers general liability coverage. Please check with your agent or with HDVI for a full list of exclusions. These include:

- Not for-hire operations
- Companies with revenue generating operations other than trucking for-hire including but not limited to:
  - Companies with truck washes
  - Companies with farming operations
  - Companies with major warehouse exposures
  - Companies who operate any type of lift
  - Tanker operations