# Trucking Insurance Coverages

## Comprehensive, flexible commercial auto insurance

HDVI gives trucking companies broad coverage, flexible payment terms, enhanced coverage forms, and never any hidden fees. Fleets get the insurance they need and peace of mind knowing their business is safe.

## Primary coverage options

### Auto Liability

Covers injury and property damage to other parties when our customers are at fault for an accident.

- $1M limit with deductible options
- Deductibles up to $100k

[AUTO LIABILITY DETAILS](/content/coverages/auto-liability/index.html)

### Physical Damage

Covers our customers’ assets when their driver is at fault in a collision or rollover.

- Combined deductibles up to $10k
- Towing buy-ups
- Enhanced physical damage
- GAP coverage

[PHYSICAL DAMAGE DETAILS](/content/coverages/physical-damage/index.html)

### Motor Truck Cargo

Covers freight hauled by our customers in case of damage due to collision, fire, rollover, striking of load, or other conditions.

- Combined deductible up to $10k
- Enhanced cargo

[MOTOR TRUCK CARGO DETAILS](/content/coverages/motor-truck-cargo/index.html)

### Trucker's General Liability

Covers injuries and property damage caused through business activities not directly related to driving a motor vehicle.

- Additional insured
- Waiver of subrogation
- Others available

[TRUCKER'S GENERAL LIABILITY DETAILS](/content/coverages/truckers-general-liability/index.html)

## Flexible payment structures

### Mileage reporting

- Down to 5 unit fleets
- Pay per mile with no minimum (subject to eligibility)
- Letters of credit accepted for deposits

### Scheduled unit

- Interest free installment plans
- Low down payments

## A rock-solid foundation of coverage your truck fleet can trust

HDVI policies are written on A.M. Best A- rated paper with re-insurance provided by an A+ global reinsurer.

[GET A QUOTE](/content/quote/index.html)